Small businesses are the driving force of our economy. They deserve a fair go.
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“ The engine room of the economy Labour Greens Teals hate. They've employed 20% more public servants using browned money for generational tax burdens. Socialists lie after lie after lie”
Michael - NSW, Australia
“been there for 20 years , and the biggest difficulty was always Labor and its policies”
Phil - NSW, Australia
“We are an Australian owned Commercial Furniture providor and I am becoming increasingly concerned about overall increase in Business expenses that range from Utilities, Land Tax, Superannuation, Wages, Fuel etc etc. This all adds up. As an advocate for 'Australian Made' how do we compete. We are barely covering costs . How is the government going to help us compete without real change and respect. We do after all employ Australian's. If you do not support local business, the government will ultimately be paying welfare to the unemployed. It just does not make sense?? ”
Anonymous - VIC, Australia
“As the owner of a small business in the hairdressing industry, I’ve seen firsthand how difficult it has become to keep our doors open since Covid. Like many others, we’ve faced the compounded effects of inflation, rising interest rates, and a cost-of-living crisis that has reduced our customers' disposable income. But what’s made it even harder is the feeling that the government has added to our burden instead of helping.
In our industry, over 85% of our revenue comes from services, so we rely almost entirely on our team. Yet, while the pressure on wages has kept rising, we haven't been able to increase our prices in line with our growing costs. We’re stuck between higher expenses and lower consumer spending, leaving little to no room for profitability.
Some of our salons already had to close their doors, others have barely survived, and others have been operating at a loss, so we are now considering closing a few more.. something we never imagined when we committed to building a trusted network of salons that creates jobs and provides quality service to our community.
Small businesses are the backbone of Australia’s economy, but right now, we’re being squeezed from all sides. A small business tax cut would make a real difference. All we’re asking for is a fair go.”
Jeff - NSW, Australia
“Respected Small Business Owners Association,
My name is LiPing Wang from Lake Cooper Estate. It is truly an honor to join this platform where small business owners unite to voice our shared concerns.
Our winery primarily serves the Chinese market. However, due to China’s high anti-dumping tariffs on Australian wine, imposed for nearly five years, we have faced immense challenges. To retain our hard-earned clientele in China, we absorbed the 218% anti-dumping duty ourselves, as passing this cost onto customers would have risked losing the market we had spent years cultivating. Our efforts included promoting Victoria’s Heathcote wine region in China, notably through a documentary on CCTV-10’s Discovery Journey, which introduced Australian wine culture to millions of Chinese households in an authentic and engaging way. Despite the financial strain, we continued exporting to China to preserve these relationships.
At the same time, the Australian wine industry suffered from severe oversupply. Our winery typically produces around 150 tons of grapes annually, but in 2021, output surged to 220 tons, leading to a significant surplus. With no alternative, we were forced to sell grapes and bulk wine locally at heavily discounted prices.
In 2024, when China lifted the anti-dumping tariffs and bilateral relations normalized, we hoped for recovery. However, China’s economic downturn and weakened consumer demand forced us to sell our five-year backlog of inventory at a loss, simply to reduce storage costs. Even during the tariff period, exports faced unpredictable customs delays, sometimes taking six months or even over ten months to clear.
Today, the wine industry faces a dire situation: export prices remain depressed, while production costs—labor, logistics, and raw materials—continue rising in Australia. We humbly appeal to the relevant authorities through your esteemed association to support small businesses like ours in weathering this crisis.
We are deeply grateful for the opportunity to voice our concerns and sincerely appreciate any assistance your association and the relevant departments can provide.
Yours faithfully,
LiPing Wang
Lake Cooper Estate”
Liping - VIC, Australia
“As a long standing small business for over 40 years it has never been this tough to make ends meet. We would like the opportunity to put on some young apprentices but unable to do so with all the outgoing costs. Any relief for small business would be a huge benefit.”
Anonymous - NSW, Australia
“We are a second generation family business who operates school buses. The State Government seem intent on pushing us small to medium businesses out of the industry through their policies and the bureaucrats reducing our margins and placing more responsibility onto us as owners and our staff. There is a push to reduce the number of smaller bus businesses and perhaps award the contracts to the multinationals. Is this how you look after small to medium businesses?”
Anonymous - VIC, Australia
“From COSBOA's website and message it is clear that small business is the heart that drives Australia's engine. Unfortunately we have no power and the government does not care, unlike mining and big business we are made up of hundreds of thousands of individually owned, or family owned and or partnerships that have no united voice. It's getting harder and harder and the new generation of business owners won't have the resilience that the "Baby Boomers" and "Gen X" generation had. Our Children don't want to take over our businesses, they see how hard we work, the hours we do and they see the risks and the responsibility that comes with small business and how the government fails to assist us. Eventually this will hurt the economy of Australia and we will spiral into massive unemployment and a bleak future for all future generations of Aussies!”
Mark - WA, Australia
“With rising inflation costs, we as a distributor and as a small business owner are facing more pressure from internal and external resources and I fear that the worst is yet to come given the uncertainty in economic conditions. (inflation versus recession)?”
Anonymous - WA, Australia
“Our manufacturing business was founded in 1983 and has proudly built a reputation for manufacturing high-quality cleaning chemicals. Since then, we have continued to grow while staying true to the values the brand was built on: exceptional service, innovation, and a strong commitment to supporting Australian manufacturing.
Today, all of our products are developed in-house and tested by industry experts. Our customers trust us for not just our quality products, but the personalised service and reliability that only a small business can offer.
I see firsthand how small businesses like ours are vital to the strength of local communities and industries, however; like many small businesses, we are facing unprecedented pressures. Rising costs for raw materials, freight, utilities, insurance, and compliance are eating into already slim margins. Yet despite these challenges, we continue to invest locally — creating jobs, supporting regional distributors, and sponsoring community initiatives such as local sporting groups, school fundraisers, and charities.
Reducing the small business tax rate from 25% to 20% would have a real and immediate impact on businesses like ours. That 5% saving would allow us to:
• Reinvest into our manufacturing capabilities, improving efficiency and developing more sustainable products.
• Expand our small team, creating new opportunities in manufacturing, customer service, and technical support.
• Support more community initiatives, strengthening our contribution to the communities we live and work in.
• Develop new, innovative products, keeping us competitive against imported alternatives.
• Manage rising operational costs, allowing us to maintain Australian-made quality without compromising service.
Small businesses are not asking for special treatment — just a fair go. A 20% tax rate would provide the breathing room we need to continue growing, innovating, and contributing meaningfully to our local economy and community.
”
Anonymous - QLD, Australia
“I am not sure if I still fall within the "small Business' category. Regardless the last few years have been nothing short of red tape, compliance ”
Matthew - NSW, Australia
“Running a small business has never been harder. In the past six months alone, three businesses in the same warehouse complex as mine have closed their doors. Rising costs, overwhelming taxes, and endless regulations are strangling small businesses across the country. Every day feels like an uphill battle just to stay afloat. Reducing the small business tax rate would be a crucial step toward giving us the breathing room we desperately need to survive, reinvest, and keep local communities thriving. Without real change, more businesses will be forced to shut down.”
Anonymous - NSW, Australia
“Our family business has been running for 37 years. Pay roll tax should be abolished, I don't understand why we are penalized for trying to grow our business and employ more staff. Small business are being strangled by over regulation and same compliance as large corporations without the resources. I think lowering the tax would be a great benefit to grow our businesses and employ more people. Since Covid all expenses of running a business have grown. Wages, HSE, Payroll, Superannuation, Insurances, Taxes etc. but profit margins are going down. I think all governments need to get their noses out of the trough and start supporting all the small businesses that work so hard in supporting this country. ”
Anonymous - QLD, Australia
“Qualification criteria of small business should not be limited by turnover. I have been in business for 44 years, turnover slightly over $20m, employ 50 full time staff, operating in 3 regional centres. I pay three rents employ manages, train apprentices, struggle to compete with the resource sector to hire and retain staff. We are at the mercy of weather events and commodity prices. I have no problem paying tax on profit. What I do have a problem with is paying payroll tax on wages even if I'm loosing money. There has been no mention during the current election campaign to overhaul the tax system and address state funding. When the GST was introduced we were promised that state taxes would be abolished. This has never happen. Instead the states have become more dependant on payroll and have benefitted significantly by accelerated wage growth and increases in employer funded superannuation. There has also been no mention of enquiry into insurance cost and bank profits. Somebody need to be brave enough to start the discussion about overhauling the tax system, finish the job started by Howard and Costello, increase the GST to cover the cost of running the states. Compensate the pensioners, welfare recipients and low income earners to cover the cost of the increased GST to avoid the public outcry. Make the wealthy who spend the most money pay through GST. ”
Anonymous - NSW, Australia
“Liberal or Labour parties ...no difference. Why do we not have a national standard for small businesses? Why do I have to pay my employees' super? That's each employee's responsibility not mine - GST for small businesses should be half. Sper - GST - wages through the roof. Small business is being strangled! ”
Anonymous - QLD, Australia
“I am quite prepared to pay tax after I have made a profit but payroll tax, stamp duty on insurance premiums and leases, ASIC charges, land tax et al all have to be pad before you make $1 of profit. The system is hopelessly broken and state and federal governments show a disgraceful disregard for the welfare of small business owners.”
Ian - NSW, Australia
“I run a small business that distributes bespoke ducting systems. I have worked hard long hours for 10 years in the business to make it succeed, I employ 2 full time staff and out source many other roles with all Australian companies. I spend about 100,000 dollars per month on out sourcing there for creating hundreds of jobs.
My cash flow has always been a problem.
Reducing the amount of tax will definitely help us expand. We have faced several challenges through the 10 years of operation. Over the last 3 years in particular we have almost come to a point where we discussed if the whole thing was worth it. Taxes are our biggest concern. ”
Anonymous - VIC, Australia
“Owning a Family Bait and Tackle Store we are totally at the mercy of the weather. If we have floods or a cyclone like we did last month, our trade stops.
We still have to pay wages, bills and taxes but this is made so hard as the lack of sales is not is taken into consideration by anybody in the Local or Federal Government.
Dropping the Tax Rate will meant the difference between some Small Business owners continue trading or unfortunately closing their doors for good.
Small Business does not get a break, we work long hours for little to no reward which makes us question "Why are we doing this"
Many time I have thought just that, my customers are the reason I continue. Customers ask if I open on Public Holidays, my response is that I open "8 Days a week" because that is what it feels like.
Unless I see changes, this probably be my last year of owning a Small Business. Electricity, Taxes, they take anything I earn.”
Mark - QLD, Australia
“Our family has a small business of 25 years ,originally growing to employ around 25 staff , we are I believe very professional and proficient and we are slowly being squeezed by government policies and taxes , we now employ 10 staff and our profitability is demonising, our profits is almost nil and we are working harder than ever which puts pressure on families, we are one of many in this situation, this country has to wake up before it’s too late ”
Desmond - NSW, Australia
“The business tax rate to small business is the least of their worries, having a tax bill means you actually made some money, a good problem to have really. It is sad this organisation has flagged it as its major concern, giving the impression you have no idea about small businesses and their problems.
Over regulation, especially in employment laws/rules/regulations is the biggest problem, followed by all the other costs of running a business, like insurances and WHS compliance. ”
Chris - NSW, Australia
“Just when I feel like we get ahead, we are slammed with a mighty tax bill. Two steps forward, three steps back. Tax relief would allow my business to reinvest and grow. It’s a bitter pill
To swallow when multi nationals and miners pay very little tax. All is not right. Both governments need a long hard look at themselves. Enough is enough”
Luke - QLD, Australia
“Extremely hard to find a good reason to open and run small businesses in Australia. The numbers don't add up with constant rise in cost from every angle of the business. Lack of support from government and authorities. ”
Anonymous - NSW, Australia
“I have operated a successful online craft supply business since 2004 and everything was great until the end of COVID. Since then our sales and takings have been steadily dropping, and prices of everything has been rising. I have had to halve my staff numbers and currently operating at a big loss. If things don’t improve in the next 6 months I may have to close down.”
Heather - VIC, Australia
“We need more of a cut
We collect mandatory taxes all year round then to have the profit taken when your still waiting on payments etc to come in is killing us all
GST
Pay tax
Land tax now if you tried to secure a site
Income tax
Owners pay tax
Tax on super installations and investment income
Tax on fuel
Tax on clothes for employees
Tax on the business if it pays over a certain wages
Tax on over time on employees at a stupid rate
Wedges should be a deduction of the tax system or percentage of wages should be
Banks won’t touch business with no lending experience, your tax record should become mandatory information needed to get a loan if not you should be able to loan your tax money at a low rate thus increasing business size and tax revenue in all areas,
We are surrounded by business going broke, this needs to be fixed, it’s a domino effect
Goldsta pty Ltd employees around 10 people and has a local supplier bill of 160k-200 a month and 70k in wage a month,
I have also been sued by a foreign company trough work cover Australia via a group training organisation I would love to tell a story to the industry about
There is no incentive to get bigger ”
Rob - VIC, Australia
“Little businesses have it harder and harder. We all need a break for good”
Julia - NSW, Australia
“After covid everything has changed for the worse, any little change would make a massive difference”
Edmund - NSW, Australia
“The Labor government in cohorts with the Greens have increased my business costs by 12% in the last 3 years.From wages growth of 8 to 12% extra super, loading on Public Holidays so I’m paying a barista $98 an hour how can you make a living. My electricity and rent have gone up and with wages going up I now have to pay payroll tax great reward for employing 26 people.There has been bracket creep with income so now a lot of people go into the higher paying tax of 46% because we have worked hard and have shares and assets earning meager returns with a decent income 55% of what you earn is taxed when you include the above and GST.No wonder Australians have gone backwards in real terms under Labor, and we will have a Trillion dollar debt ”
Anonymous - NSW, Australia
“How about removing Land Tax and Covid taxes in Victoria, we were once the greatest state in Australia and now we are the worst. You must show that you are
reinvesting the money into programs or people to qualify.”
Cameron - VIC, Australia
“Will it ever turn around?”
Anonymous - NSW, Australia
“All that RED GREEN BLACK TAPE and GST, ENOUGH to give any business owner a nervous breakdown”
Bernice - VIC, Australia
“oh I'm shocked after 3 years of labor we're lucky there is any businesses left, skyrocket rents taxes interest rates inflation take their toll”
Victor - VIC, Australia
“ The Australian government does not care about small business”
John - NSW, Australia
“To think that 29000 small businesses have gone under.
Partly because of electricity prices and Victoria are demanding that all newly built homes have NO GAS!
Where do these idiots think that they electricity will be coming from?”
June - NSW, Australia
“Thanks to council rates and land tax we sold out”
Mario - VIC, Australia
“Have a look at how many empty shops and factories are around.albanese wants small businesses gone,he wants corporations only,where his union bullies can strike each week for higher wages.high taxes,high electricity,high gas,high rents,penalty rates,not to mention he has put super up from 9-12% who would want to run a business in this country,it’s to stressful.”
Sam - QLD, Australia
“Sadly, this doesn't surprise me, because I've never heard our business associates sound so depressed and defeated.”
Sharon - VIC, Australia
“I can't imagine the hardships. Many closing down.”
Wendy - NSW, Australia
“12 interest rate rises in a row hasn’t helped”
David - NSW, Australia
“There are no more small businesses in Australia.
If my family’s 3rd generation business has failed with such a solid client base which services the elites then there’s no more reinventing because the economic system just shuts you out with overheads making you fiscally non productive.”
Robert - QLD, Australia
“Small business certainly won’t get a chance under labor, Albo has made sure of that. Vote him out”
Mary - QLD, Australia
“This labor government have made it extremely difficult for small business to service they need to get out of bed with unions greens and teals and star to govern”
Fran - VIC, Australia
“Absolutely, we a small farmstay and have had to help more homeless into accommodation than we earnt in income! The situation is dire for so many and not getting better.”
Vangy - WA, Australia
“The government always picks on the easiest targets. Much harder to fight multinational corporations”
Sue - VIC, Australia
“Small businesses are struggling, it is noticeable. Walk in your local supermarkets, pay attention, talk to small businesses owners , they are all struggling.”
Elena - NSW, Australia
“There is a lot more that could be done to help small and micro businesses. Businesses are struggling Australia wide. 5% is that it?”
Michelle - VIC, Australia
“Terrible 3 years for small Business under LABOR.”
Colin - TAS, Australia
“It destroyed my daughter and her business. She now has nothing but a serious mental health breakdown from the business tax debt.”
Gina - QLD, Australia
“Had a very successful small business trampled into the ground by a liberal government over Covid with border closures will never go into business again it made no sense only thing achieved was segregation and broken families and businesses both major parties are the same”
Mark - VIC, Australia
“Albanese and his government are killing businesses.”
Paul - WA, Australia
“Labor has killed small businesses with red green black tape.”
Craig - VIC, Australia
“Albo is NOT giving any money for small businesses no wonder they are closing down but the big boys his mates he is looking after what a disgrace”
Beverley - NSW, Australia
“To keep people in jobs and create more jobs, we need small businesses "as they are the majority of private sector employers" to succeed and become sustainable; so it just makes plain sense to support small businesses.
Another way to support small businesses is for federal, state, local government to implement policies to procure the services of small businesses which will not only benefit them but the government, local communities and give real opportunities for small businesses to succeed and grow.”
George - VIC, Australia
“I am a small business owner who closed a retail homewares store. Essentially our wholesale suppliers launched online stores selling products almost at the same price we were buying product from them- how could we compete. Then those same wholesalers opened retail stores selling product at almost wholesale prices and held back popular products for their stores only, preventing us from selling “hot” items. Other wholesalers would make us buy introductory packs of new products and then advertise that those products as “on sale” forcing us to reduce prices in store this minimising or even eliminating any chance of making money. Our retirement as business owners depends on our business. It is not an equal playing field out there. Small business is the heart of a community. We know who is getting married, we know who is sick or doing it tough. We connect snd look after our customers. We donate to small charities snd sports groups. Please help keep small businesses alive ”
Anonymous - NSW, Australia
“Covid was unsettling, to say the least. So much changed, right across the globe. Like many thousands- maybe even hundreds of thousands- I was summarily sacked over my stance regarding the vaccine.
For some months I was a bit depressed. No job, little social interaction, worrying about some finances...what was I to do, I wondered?
Then Mum noticed a calling by a local family restaurant for someone to wash the dishes. We agreed that that was something I could do, and I think it was a pretty secure career move. There will always be dirty dishes, right? After popping in to chat with the owner four years ago, I haven't looked back. If anything, I'm now looking forward with greater confidence.
For those of you in power, remember who serve and why you got there in the first place. If it's merely a power-trip, maybe think twice. But if it's the common man, remember we need leaders of integrity more than ever.
”
Timothy - NSW, Australia
“I started my business when my eldest daughter was almost 1 year old. That will soon be 17 years ago. It was the only way for me to balance the needs of my family and my financial obligations.
My business now provides employment to an amazing team of professional women, who like me, couldn’t find the balance needed in a corporate environment.
Together we support small and medium sized business owners and managers who need to juggle the constantly changing employment laws and a challenging employment landscape in order for their businesses to survive.
Unfortunately, that strain and complexity is resulting in more small and medium businesses failing than ever before. Almost 500,000 businesses have closed in the past 12 months and 34% of small and medium business owners have identified as experiencing a mental health issue.
Yet, without our contribution to the national economy, 5 million people would be unemployed.
We love what we do. We are passionate and determined. However, we need help and support to contribute at the same or higher rates.
Personally, I’m obligated to pay my team and their superannuation at my own expense. On a regular basis, I pay them but don’t get paid as fellow small business owners, my clients, are doing it tough. Their poor cashflow affects mine. While I’m resilient and adapting my services to cope, I can’t continue like this indefinitely. I know that I would be financially better off back in a corporate environment now that my children are older, but who will support my clients?
”
Therese - NSW, Australia
“Govt is more concerned with helping the Big End of Town (who are financially stable), rather than support the Small Businesses that need a hand. (Who have Bootstrapped and doing it hard).
The current Future Made in Australia (FMIA) agenda is a bloody joke. It is only for renewable energy, critical minerals, medical, and tech related industry. Or the big end of town. If you are outside that, you miss out. (Emails from Ministers and Govt Depts to prove it).
I have a business that will create 200 jobs (with exports) in manufacturing processes. But as I -
- do not fit in the above sectors for the FMIA agenda
- am not classed as a manufacturer (WTF? I have a product to manufacture)
- the product is not classed as innovation (WTF? Yet the Qld Small Business Commissioner and senior Govt officials agree it is innovative)
then I am on my own and not applicable for any grants. And I have various emails from Ministers and Govt Depts confirming all this.
I have -
- Bootstrapped to get me to manufacture stage ($200k)
- Validated the product
- Govt body support Australia wide
- Own the ITP here and NZ
- EOI's to purchase
- Consumers wanting the product
The Govt needs to support ALL Aussie manufacturing. Not just their select agenda ones.
Australia loses many many jobs and ideas and innovations to overseas economies or it is lost altogether, because of lack of support from Govt.
What SMB’s needs is -
1- Govt investment into 'viable' Small Business Innovation by way of very low interest business loans
- Cannot get a bank loan because of no security or trading figures
- Not viable for Venture Capital. (Too much greed wanted here for Unicorns)
- Do not know private investors, cannot get to known investors (some too greedy and take advantage)
- Bureaucratic rubbish (as stated)
2- Capital investment into Start-up SMB's by way of direct grants
- Most are bootstrapped Sole Traders who do not have the money to match 1:1
3-Too much passed around from one Dept to another, to end up back at the start (The Govt’ merry-go-round)
4- Quick decision times on responses back
However, in Australia we have become very confused about the meaning of the word innovation.
A persistent misconception in innovation discourse equates innovation exclusively with technological advancement.
There are many other types of innovation other than driven by R”
Ian - QLD, Australia
“Small businesses need to be supported by allowing them to grow. Taxes imposed on them are stifling growth. So many small businesses have folded under the weight of these taxes. Politicians seem to think that owning your own business malkes you somehow rich and therefore able to afford to pay taxes. Owners work very hard; long hours, no hiolidays ,making sure that their customers are looked after and often dipping into their own savings to sustain the business. Without them, the country's economy would be in poor shape with the government having to pay more in welfare payments or take over which would amount to communism. We all know from history, how inefficient and unproductive that has been.
”
Anonymous - SA, Australia
“Being a tax paying small business owner, we have been paying the right BAS taxes of gst 10% which is a significant hit for us, and ww have no choice but to ask for payment instalment plan. We have to pay a superannuation of 11.5% soon to be 12% which is very painful on our finances, let alone paying super upfront in 2026….wages and rental is going up and we need the government to think seriously about us small business owners who are also providing jobs for our young people and contributing to the economy. We need urgent access to government aid.”
Anonymous - NSW, Australia
“Payroll tax still applies to General Practices and starts 1/7/2025 unless the business is restructured.... at great up-front and ongoing business costs and future inconvenience ”
Anonymous - VIC, Australia
“I firmly believe the Australian small business sector is being wiped away. Sadly, this view is based on daily lived experience working with many small businesses nationwide in all industries. I have been eagerly awaiting one of the political parties to step up and support the small businesses; however, the complete opposite is happening. From over-complicated and unnecessary compliance requirements for data entry and bookkeeping businesses to shocking Fair Work changes (being applied retrospectively in many cases) and the terrible changes to laws for international students are now leaving in droves yet are prepared to fill the fill the cleaning, factory and farming jobs that Aussies won't do, that are shutting the better compliant small businesses down. Seriously, every day my phone rings with some disheartened small business owner struggling to navigate and operate the tsunami of laws that have happened every few months for the past few years (eg new non-compete is yet another example!!!) and the threat of their hard working, tax paying and intelligent staff being taken away. The cost of living, housing and childcare cannot be resolved under the current policies and laws, nor will they be addressed under the proposed policies of either major party. Wake up, Australia, the economy is imploding - and yet we keep looking outward to blame others!!!!!!!!!”
Anonymous - WA, Australia
“Small businesses employ millions of Australians. A huge contribution of giving people work.
The sad fact is 29,000 business have gone under since Labor have been in. A lot of people losing there jobs because of the costs to small business.
https://www.liberal.org.au/.../labor-heads-to-election...”
John - VIC, Australia
“Small business is not the backbone of Australia under Labour, they want BIG government and small business closed - check the reset plan it's Albozos sheet music.”
Tony - NSW, Australia
“Did you know 29,000 businesses CLOSED doors under Labor?
God knows how many jobs have gone!
Negotiate your wages / pay and leave if you aren’t appreciated or valued.
It’s an employee market atm !”
Anonymous - QLD, Australia
“A few suggestions for small business under $10m.
Federal Government - Relief for Small Business impacted by Cyclone Alfred - this would cost the Government no up-front funding if they would give an exemption from GST for six months to help with the Small businesses financial recovery, they could also look at cancelling existing payment plans up to a value of $100,000, this way the businesses will survive and the Government will eventually be accumulating GST from them, if the businesses go out of business they will be making Nil.
State Government - abolish Payroll Tax for business under $10m - apparently there is only 6% of businesses this will apply to, it would help these small businesses greatly, they have rescinded payroll tax for Drs, so other smaller industries should be included as well, especially Grouping ABN's.
Red Tape, this is different for many businesses, when you talk to the Government about Red Tape they ask which ones are you referring to, however different businesses have different problems, Centrelink - Family payments for staff, Workers Compensation - timeframes - Superannuation - this takes a huge amount of time to collage, If the superannuation is going to weekly payments the workload and expense is going to be impossible for small business to absorb - and adds many more hours into the office to collect data for the Government, these departments tend to want things within 2 days and harrass with phone calls, emails etc, they have no comprehension of the workload for a small business and don't take into account the already huge workload.
GST should be taken off at the terminal point, banks have been taking fees out of payments for years, why isn't the Government doing this, the Government will then get their GST up front and small business doesn't have all the paperwork involved.
Our personal experiences since Covid 19 - we have increasing wages -increasing 6 monthly, increasing energy costs, increasing super, increasing rent, increasing cost of goods, we have a lower end clientele that are looking for discounts and deals all the time, we cannot in this cost of living crisis increase our costs to cover these increases daily. Small Business is being pushed to the brink with cost of living and now the on top of that we have a Cyclone disaster and have had no income for 5 days and we feel the Government has neglected the private sector for too long. No private sector, there is no money to run the Government of the Day and for them to have a budget. Somewhere along the line they need to help small business in the private sector a lot more than just saying we are the backbone of the country. The mental pressure everyday is extreme, the workload increases daily, no wages for ourselves can be paid, we are working 60 hours a week for nothing - just getting into more tax debt. We have had no turnover and closed for 5 days, however still have to pay wages, annual leave etc requested because the staff had those days off.
We have been in business for more than 30 years and feel the impost now with Payroll Tax, Super, GST, Wages, Energy etc are the worst trading conditions ever and we don't want to be in business anymore. There will be another 100 staff out of work because we are at the end of our teether - many more small businesses feel the same way - the Government needs to look at Small Business conditions seriously.
Due to the $1000 relief grant from the Government for the workers just announced for Cyclone Alfred, our staff don't want to come to work now the Cyclone has passed, they want to go out and spend their $1000 - this Grant was great for the right people however some of our staff only missed a day or two of work and we feel it should have been more means tested. As a small business owner we have yet to hear if we get anything from the Government to help survive this next catastrophe, the loss of stock, loss of turnover with no power and not being able to trade, damage to the premises etc etc. is all on our shoulders! We need immediate help for Small Businesses impacted by Cyclone Alfred and in the Zone.”
Glen - QLD, Australia
“Smaller businesses are hugely important in any community yet Australian communities and especially our public servants and politicians just don’t seem to care.
The current fair work definition of small business is ridiculously tiny, set so low at less than 15 employees by simple headcount, in an era of unprecedented flexible work! 15 staff and the hapless business owner is on the hook for high-risk legislation such as union-led unfair dismissal, and redundancy costs for all staff if the business unexpectedly busts eg if the principal gets sick. Yhis is on top of our world leading employee add ons such as super and long service costs. Even school aged children can find it very hard to get their first after-school job with the increased government over reach.
Insurance costs can be through the roof to help cover the costs of ploying even a very modest staff.
The hours and hours of admin work expected by the government as ‘just a cost of business’ is enough to drive even the sturdiest amongst us to tears, and the ATO has proven time and again to interpret legislation in ways that are actively detrimental to their small business payers. In out twenty years of round-the-clock work, the ATO has gained far, far more income from out business than we have been able to retain for ourselves. Yet the Australian public mentality is scathing in terms of tax contributions from small business. Tax contributions have nearly broken us many times as our smaller business struggles through recessions or other challenges.
Now Labor has signed off on Unions walking into all Australian businesses to gamify family livelihoods.
The Australian environment is extremely unforgiving towards smaller and more local businesses. Psychologically we as a smaller business family have been nearly broken many times. Bankruptcy is as close as my husband’s injury or heart attack. To simply stay afloat requires much, much more than a 38 hour week and much of the pressure it must be said comes from the government. Australian governments don’t seem to want Australian small and medium businesses and the culture and community they bring. Australia seems to like big business mall stores and minimum wage go-nowhere jobs.
Please, can we turn this attitude and hostile environment around. We want a brighter future and opportunities for the hard-working, the brave and the innovative to not only struggle from quarter to quarter or year to year, but to actually be rewarded, at least with a fair per-hour recompense. Vitality in a community and an economy needs smaller businesses. Let’s stop killing them. ”
Lisa - WA, Australia
“Yes and they employ millions of Australians. A huge contribution of giving people work.
The sad fact it 29,000 business have gone under since Labor have been in. A lot of people losing there jobs because of the costs to small business.
https://www.liberal.org.au/.../labor-heads-to-election...”
John - NSW, Australia
“How many has Labor wiped out? Almost 30,000 so far?”
Walter - QLD, Australia
“Small businesses are essential but unfortunately the Labor government is destroying them. Keep fighting”
Annette - NSW, Australia
“Don't let the big end of town off the hook.”
Peter - NSW, Australia
“Small business the countries largest employer”
Raymond - WA, Australia
“Covid killed my small business in 2019...never to return.”
Wil - QLD, Australia
“Labor has destroyed small businesses. Red tape, green tape, more and more compliance costs etc.”
Helen - VIC, Australia
“What is a Holiday ? Who runs my business when I'm un well or a familiy member dies ? No one $8000 PA rates ”
Tony - ACT, Australia
Your experience with small businesses isn't just a story – it's a powerful tool for change.
By sharing your firsthand experiences, you'll help decision-makers understand the value small businesses bring to our communities. Let your voice be heard and make an impact. It’s quick, easy, and your story can help create a fair go for businesses across Australia.
Thank you for sharing your story with us.
Your voice matters and will help us make a difference.
“ The engine room of the economy Labour Greens Teals hate. They've employed 20% more public servants using browned money for generational tax burdens. Socialists lie after lie after lie”
Michael - NSW, Australia
“been there for 20 years , and the biggest difficulty was always Labor and its policies”
Phil - NSW, Australia
“We are an Australian owned Commercial Furniture providor and I am becoming increasingly concerned about overall increase in Business expenses that range from Utilities, Land Tax, Superannuation, Wages, Fuel etc etc. This all adds up. As an advocate for 'Australian Made' how do we compete. We are barely covering costs . How is the government going to help us compete without real change and respect. We do after all employ Australian's. If you do not support local business, the government will ultimately be paying welfare to the unemployed. It just does not make sense?? ”
Anonymous - VIC, Australia
“As the owner of a small business in the hairdressing industry, I’ve seen firsthand how difficult it has become to keep our doors open since Covid. Like many others, we’ve faced the compounded effects of inflation, rising interest rates, and a cost-of-living crisis that has reduced our customers' disposable income. But what’s made it even harder is the feeling that the government has added to our burden instead of helping. In our industry, over 85% of our revenue comes from services, so we rely almost entirely on our team. Yet, while the pressure on wages has kept rising, we haven't been able to increase our prices in line with our growing costs. We’re stuck between higher expenses and lower consumer spending, leaving little to no room for profitability. Some of our salons already had to close their doors, others have barely survived, and others have been operating at a loss, so we are now considering closing a few more.. something we never imagined when we committed to building a trusted network of salons that creates jobs and provides quality service to our community. Small businesses are the backbone of Australia’s economy, but right now, we’re being squeezed from all sides. A small business tax cut would make a real difference. All we’re asking for is a fair go.”
Jeff - NSW, Australia
“Respected Small Business Owners Association, My name is LiPing Wang from Lake Cooper Estate. It is truly an honor to join this platform where small business owners unite to voice our shared concerns. Our winery primarily serves the Chinese market. However, due to China’s high anti-dumping tariffs on Australian wine, imposed for nearly five years, we have faced immense challenges. To retain our hard-earned clientele in China, we absorbed the 218% anti-dumping duty ourselves, as passing this cost onto customers would have risked losing the market we had spent years cultivating. Our efforts included promoting Victoria’s Heathcote wine region in China, notably through a documentary on CCTV-10’s Discovery Journey, which introduced Australian wine culture to millions of Chinese households in an authentic and engaging way. Despite the financial strain, we continued exporting to China to preserve these relationships. At the same time, the Australian wine industry suffered from severe oversupply. Our winery typically produces around 150 tons of grapes annually, but in 2021, output surged to 220 tons, leading to a significant surplus. With no alternative, we were forced to sell grapes and bulk wine locally at heavily discounted prices. In 2024, when China lifted the anti-dumping tariffs and bilateral relations normalized, we hoped for recovery. However, China’s economic downturn and weakened consumer demand forced us to sell our five-year backlog of inventory at a loss, simply to reduce storage costs. Even during the tariff period, exports faced unpredictable customs delays, sometimes taking six months or even over ten months to clear. Today, the wine industry faces a dire situation: export prices remain depressed, while production costs—labor, logistics, and raw materials—continue rising in Australia. We humbly appeal to the relevant authorities through your esteemed association to support small businesses like ours in weathering this crisis. We are deeply grateful for the opportunity to voice our concerns and sincerely appreciate any assistance your association and the relevant departments can provide. Yours faithfully, LiPing Wang Lake Cooper Estate”
Liping - VIC, Australia
“As a long standing small business for over 40 years it has never been this tough to make ends meet. We would like the opportunity to put on some young apprentices but unable to do so with all the outgoing costs. Any relief for small business would be a huge benefit.”
Anonymous - NSW, Australia
“We are a second generation family business who operates school buses. The State Government seem intent on pushing us small to medium businesses out of the industry through their policies and the bureaucrats reducing our margins and placing more responsibility onto us as owners and our staff. There is a push to reduce the number of smaller bus businesses and perhaps award the contracts to the multinationals. Is this how you look after small to medium businesses?”
Anonymous - VIC, Australia
“From COSBOA's website and message it is clear that small business is the heart that drives Australia's engine. Unfortunately we have no power and the government does not care, unlike mining and big business we are made up of hundreds of thousands of individually owned, or family owned and or partnerships that have no united voice. It's getting harder and harder and the new generation of business owners won't have the resilience that the "Baby Boomers" and "Gen X" generation had. Our Children don't want to take over our businesses, they see how hard we work, the hours we do and they see the risks and the responsibility that comes with small business and how the government fails to assist us. Eventually this will hurt the economy of Australia and we will spiral into massive unemployment and a bleak future for all future generations of Aussies!”
Mark - WA, Australia
“With rising inflation costs, we as a distributor and as a small business owner are facing more pressure from internal and external resources and I fear that the worst is yet to come given the uncertainty in economic conditions. (inflation versus recession)?”
Anonymous - WA, Australia
“Our manufacturing business was founded in 1983 and has proudly built a reputation for manufacturing high-quality cleaning chemicals. Since then, we have continued to grow while staying true to the values the brand was built on: exceptional service, innovation, and a strong commitment to supporting Australian manufacturing. Today, all of our products are developed in-house and tested by industry experts. Our customers trust us for not just our quality products, but the personalised service and reliability that only a small business can offer. I see firsthand how small businesses like ours are vital to the strength of local communities and industries, however; like many small businesses, we are facing unprecedented pressures. Rising costs for raw materials, freight, utilities, insurance, and compliance are eating into already slim margins. Yet despite these challenges, we continue to invest locally — creating jobs, supporting regional distributors, and sponsoring community initiatives such as local sporting groups, school fundraisers, and charities. Reducing the small business tax rate from 25% to 20% would have a real and immediate impact on businesses like ours. That 5% saving would allow us to: • Reinvest into our manufacturing capabilities, improving efficiency and developing more sustainable products. • Expand our small team, creating new opportunities in manufacturing, customer service, and technical support. • Support more community initiatives, strengthening our contribution to the communities we live and work in. • Develop new, innovative products, keeping us competitive against imported alternatives. • Manage rising operational costs, allowing us to maintain Australian-made quality without compromising service. Small businesses are not asking for special treatment — just a fair go. A 20% tax rate would provide the breathing room we need to continue growing, innovating, and contributing meaningfully to our local economy and community. ”
Anonymous - QLD, Australia
“I am not sure if I still fall within the "small Business' category. Regardless the last few years have been nothing short of red tape, compliance ”
Matthew - NSW, Australia
“Running a small business has never been harder. In the past six months alone, three businesses in the same warehouse complex as mine have closed their doors. Rising costs, overwhelming taxes, and endless regulations are strangling small businesses across the country. Every day feels like an uphill battle just to stay afloat. Reducing the small business tax rate would be a crucial step toward giving us the breathing room we desperately need to survive, reinvest, and keep local communities thriving. Without real change, more businesses will be forced to shut down.”
Anonymous - NSW, Australia
“Our family business has been running for 37 years. Pay roll tax should be abolished, I don't understand why we are penalized for trying to grow our business and employ more staff. Small business are being strangled by over regulation and same compliance as large corporations without the resources. I think lowering the tax would be a great benefit to grow our businesses and employ more people. Since Covid all expenses of running a business have grown. Wages, HSE, Payroll, Superannuation, Insurances, Taxes etc. but profit margins are going down. I think all governments need to get their noses out of the trough and start supporting all the small businesses that work so hard in supporting this country. ”
Anonymous - QLD, Australia
“Qualification criteria of small business should not be limited by turnover. I have been in business for 44 years, turnover slightly over $20m, employ 50 full time staff, operating in 3 regional centres. I pay three rents employ manages, train apprentices, struggle to compete with the resource sector to hire and retain staff. We are at the mercy of weather events and commodity prices. I have no problem paying tax on profit. What I do have a problem with is paying payroll tax on wages even if I'm loosing money. There has been no mention during the current election campaign to overhaul the tax system and address state funding. When the GST was introduced we were promised that state taxes would be abolished. This has never happen. Instead the states have become more dependant on payroll and have benefitted significantly by accelerated wage growth and increases in employer funded superannuation. There has also been no mention of enquiry into insurance cost and bank profits. Somebody need to be brave enough to start the discussion about overhauling the tax system, finish the job started by Howard and Costello, increase the GST to cover the cost of running the states. Compensate the pensioners, welfare recipients and low income earners to cover the cost of the increased GST to avoid the public outcry. Make the wealthy who spend the most money pay through GST. ”
Anonymous - NSW, Australia
“Liberal or Labour parties ...no difference. Why do we not have a national standard for small businesses? Why do I have to pay my employees' super? That's each employee's responsibility not mine - GST for small businesses should be half. Sper - GST - wages through the roof. Small business is being strangled! ”
Anonymous - QLD, Australia
“I am quite prepared to pay tax after I have made a profit but payroll tax, stamp duty on insurance premiums and leases, ASIC charges, land tax et al all have to be pad before you make $1 of profit. The system is hopelessly broken and state and federal governments show a disgraceful disregard for the welfare of small business owners.”
Ian - NSW, Australia
“I run a small business that distributes bespoke ducting systems. I have worked hard long hours for 10 years in the business to make it succeed, I employ 2 full time staff and out source many other roles with all Australian companies. I spend about 100,000 dollars per month on out sourcing there for creating hundreds of jobs. My cash flow has always been a problem. Reducing the amount of tax will definitely help us expand. We have faced several challenges through the 10 years of operation. Over the last 3 years in particular we have almost come to a point where we discussed if the whole thing was worth it. Taxes are our biggest concern. ”
Anonymous - VIC, Australia
“Owning a Family Bait and Tackle Store we are totally at the mercy of the weather. If we have floods or a cyclone like we did last month, our trade stops. We still have to pay wages, bills and taxes but this is made so hard as the lack of sales is not is taken into consideration by anybody in the Local or Federal Government. Dropping the Tax Rate will meant the difference between some Small Business owners continue trading or unfortunately closing their doors for good. Small Business does not get a break, we work long hours for little to no reward which makes us question "Why are we doing this" Many time I have thought just that, my customers are the reason I continue. Customers ask if I open on Public Holidays, my response is that I open "8 Days a week" because that is what it feels like. Unless I see changes, this probably be my last year of owning a Small Business. Electricity, Taxes, they take anything I earn.”
Mark - QLD, Australia
“Our family has a small business of 25 years ,originally growing to employ around 25 staff , we are I believe very professional and proficient and we are slowly being squeezed by government policies and taxes , we now employ 10 staff and our profitability is demonising, our profits is almost nil and we are working harder than ever which puts pressure on families, we are one of many in this situation, this country has to wake up before it’s too late ”
Desmond - NSW, Australia
“The business tax rate to small business is the least of their worries, having a tax bill means you actually made some money, a good problem to have really. It is sad this organisation has flagged it as its major concern, giving the impression you have no idea about small businesses and their problems. Over regulation, especially in employment laws/rules/regulations is the biggest problem, followed by all the other costs of running a business, like insurances and WHS compliance. ”
Chris - NSW, Australia
“Just when I feel like we get ahead, we are slammed with a mighty tax bill. Two steps forward, three steps back. Tax relief would allow my business to reinvest and grow. It’s a bitter pill To swallow when multi nationals and miners pay very little tax. All is not right. Both governments need a long hard look at themselves. Enough is enough”
Luke - QLD, Australia
“Extremely hard to find a good reason to open and run small businesses in Australia. The numbers don't add up with constant rise in cost from every angle of the business. Lack of support from government and authorities. ”
Anonymous - NSW, Australia
“I have operated a successful online craft supply business since 2004 and everything was great until the end of COVID. Since then our sales and takings have been steadily dropping, and prices of everything has been rising. I have had to halve my staff numbers and currently operating at a big loss. If things don’t improve in the next 6 months I may have to close down.”
Heather - VIC, Australia
“We need more of a cut We collect mandatory taxes all year round then to have the profit taken when your still waiting on payments etc to come in is killing us all GST Pay tax Land tax now if you tried to secure a site Income tax Owners pay tax Tax on super installations and investment income Tax on fuel Tax on clothes for employees Tax on the business if it pays over a certain wages Tax on over time on employees at a stupid rate Wedges should be a deduction of the tax system or percentage of wages should be Banks won’t touch business with no lending experience, your tax record should become mandatory information needed to get a loan if not you should be able to loan your tax money at a low rate thus increasing business size and tax revenue in all areas, We are surrounded by business going broke, this needs to be fixed, it’s a domino effect Goldsta pty Ltd employees around 10 people and has a local supplier bill of 160k-200 a month and 70k in wage a month, I have also been sued by a foreign company trough work cover Australia via a group training organisation I would love to tell a story to the industry about There is no incentive to get bigger ”
Rob - VIC, Australia
“Little businesses have it harder and harder. We all need a break for good”
Julia - NSW, Australia
“After covid everything has changed for the worse, any little change would make a massive difference”
Edmund - NSW, Australia
“The Labor government in cohorts with the Greens have increased my business costs by 12% in the last 3 years.From wages growth of 8 to 12% extra super, loading on Public Holidays so I’m paying a barista $98 an hour how can you make a living. My electricity and rent have gone up and with wages going up I now have to pay payroll tax great reward for employing 26 people.There has been bracket creep with income so now a lot of people go into the higher paying tax of 46% because we have worked hard and have shares and assets earning meager returns with a decent income 55% of what you earn is taxed when you include the above and GST.No wonder Australians have gone backwards in real terms under Labor, and we will have a Trillion dollar debt ”
Anonymous - NSW, Australia
“How about removing Land Tax and Covid taxes in Victoria, we were once the greatest state in Australia and now we are the worst. You must show that you are reinvesting the money into programs or people to qualify.”
Cameron - VIC, Australia
“Will it ever turn around?”
Anonymous - NSW, Australia
“All that RED GREEN BLACK TAPE and GST, ENOUGH to give any business owner a nervous breakdown”
Bernice - VIC, Australia
“oh I'm shocked after 3 years of labor we're lucky there is any businesses left, skyrocket rents taxes interest rates inflation take their toll”
Victor - VIC, Australia
“ The Australian government does not care about small business”
John - NSW, Australia
“To think that 29000 small businesses have gone under. Partly because of electricity prices and Victoria are demanding that all newly built homes have NO GAS! Where do these idiots think that they electricity will be coming from?”
June - NSW, Australia
“Thanks to council rates and land tax we sold out”
Mario - VIC, Australia
“Have a look at how many empty shops and factories are around.albanese wants small businesses gone,he wants corporations only,where his union bullies can strike each week for higher wages.high taxes,high electricity,high gas,high rents,penalty rates,not to mention he has put super up from 9-12% who would want to run a business in this country,it’s to stressful.”
Sam - QLD, Australia
“Sadly, this doesn't surprise me, because I've never heard our business associates sound so depressed and defeated.”
Sharon - VIC, Australia
“I can't imagine the hardships. Many closing down.”
Wendy - NSW, Australia
“12 interest rate rises in a row hasn’t helped”
David - NSW, Australia
“There are no more small businesses in Australia. If my family’s 3rd generation business has failed with such a solid client base which services the elites then there’s no more reinventing because the economic system just shuts you out with overheads making you fiscally non productive.”
Robert - QLD, Australia
“Small business certainly won’t get a chance under labor, Albo has made sure of that. Vote him out”
Mary - QLD, Australia
“This labor government have made it extremely difficult for small business to service they need to get out of bed with unions greens and teals and star to govern”
Fran - VIC, Australia
“Absolutely, we a small farmstay and have had to help more homeless into accommodation than we earnt in income! The situation is dire for so many and not getting better.”
Vangy - WA, Australia
“The government always picks on the easiest targets. Much harder to fight multinational corporations”
Sue - VIC, Australia
“Small businesses are struggling, it is noticeable. Walk in your local supermarkets, pay attention, talk to small businesses owners , they are all struggling.”
Elena - NSW, Australia
“There is a lot more that could be done to help small and micro businesses. Businesses are struggling Australia wide. 5% is that it?”
Michelle - VIC, Australia
“Terrible 3 years for small Business under LABOR.”
Colin - TAS, Australia
“It destroyed my daughter and her business. She now has nothing but a serious mental health breakdown from the business tax debt.”
Gina - QLD, Australia
“Had a very successful small business trampled into the ground by a liberal government over Covid with border closures will never go into business again it made no sense only thing achieved was segregation and broken families and businesses both major parties are the same”
Mark - VIC, Australia
“Albanese and his government are killing businesses.”
Paul - WA, Australia
“Labor has killed small businesses with red green black tape.”
Craig - VIC, Australia
“Albo is NOT giving any money for small businesses no wonder they are closing down but the big boys his mates he is looking after what a disgrace”
Beverley - NSW, Australia
“To keep people in jobs and create more jobs, we need small businesses "as they are the majority of private sector employers" to succeed and become sustainable; so it just makes plain sense to support small businesses. Another way to support small businesses is for federal, state, local government to implement policies to procure the services of small businesses which will not only benefit them but the government, local communities and give real opportunities for small businesses to succeed and grow.”
George - VIC, Australia
“I am a small business owner who closed a retail homewares store. Essentially our wholesale suppliers launched online stores selling products almost at the same price we were buying product from them- how could we compete. Then those same wholesalers opened retail stores selling product at almost wholesale prices and held back popular products for their stores only, preventing us from selling “hot” items. Other wholesalers would make us buy introductory packs of new products and then advertise that those products as “on sale” forcing us to reduce prices in store this minimising or even eliminating any chance of making money. Our retirement as business owners depends on our business. It is not an equal playing field out there. Small business is the heart of a community. We know who is getting married, we know who is sick or doing it tough. We connect snd look after our customers. We donate to small charities snd sports groups. Please help keep small businesses alive ”
Anonymous - NSW, Australia
“Covid was unsettling, to say the least. So much changed, right across the globe. Like many thousands- maybe even hundreds of thousands- I was summarily sacked over my stance regarding the vaccine. For some months I was a bit depressed. No job, little social interaction, worrying about some finances...what was I to do, I wondered? Then Mum noticed a calling by a local family restaurant for someone to wash the dishes. We agreed that that was something I could do, and I think it was a pretty secure career move. There will always be dirty dishes, right? After popping in to chat with the owner four years ago, I haven't looked back. If anything, I'm now looking forward with greater confidence. For those of you in power, remember who serve and why you got there in the first place. If it's merely a power-trip, maybe think twice. But if it's the common man, remember we need leaders of integrity more than ever. ”
Timothy - NSW, Australia
“I started my business when my eldest daughter was almost 1 year old. That will soon be 17 years ago. It was the only way for me to balance the needs of my family and my financial obligations. My business now provides employment to an amazing team of professional women, who like me, couldn’t find the balance needed in a corporate environment. Together we support small and medium sized business owners and managers who need to juggle the constantly changing employment laws and a challenging employment landscape in order for their businesses to survive. Unfortunately, that strain and complexity is resulting in more small and medium businesses failing than ever before. Almost 500,000 businesses have closed in the past 12 months and 34% of small and medium business owners have identified as experiencing a mental health issue. Yet, without our contribution to the national economy, 5 million people would be unemployed. We love what we do. We are passionate and determined. However, we need help and support to contribute at the same or higher rates. Personally, I’m obligated to pay my team and their superannuation at my own expense. On a regular basis, I pay them but don’t get paid as fellow small business owners, my clients, are doing it tough. Their poor cashflow affects mine. While I’m resilient and adapting my services to cope, I can’t continue like this indefinitely. I know that I would be financially better off back in a corporate environment now that my children are older, but who will support my clients? ”
Therese - NSW, Australia
“Govt is more concerned with helping the Big End of Town (who are financially stable), rather than support the Small Businesses that need a hand. (Who have Bootstrapped and doing it hard). The current Future Made in Australia (FMIA) agenda is a bloody joke. It is only for renewable energy, critical minerals, medical, and tech related industry. Or the big end of town. If you are outside that, you miss out. (Emails from Ministers and Govt Depts to prove it). I have a business that will create 200 jobs (with exports) in manufacturing processes. But as I - - do not fit in the above sectors for the FMIA agenda - am not classed as a manufacturer (WTF? I have a product to manufacture) - the product is not classed as innovation (WTF? Yet the Qld Small Business Commissioner and senior Govt officials agree it is innovative) then I am on my own and not applicable for any grants. And I have various emails from Ministers and Govt Depts confirming all this. I have - - Bootstrapped to get me to manufacture stage ($200k) - Validated the product - Govt body support Australia wide - Own the ITP here and NZ - EOI's to purchase - Consumers wanting the product The Govt needs to support ALL Aussie manufacturing. Not just their select agenda ones. Australia loses many many jobs and ideas and innovations to overseas economies or it is lost altogether, because of lack of support from Govt. What SMB’s needs is - 1- Govt investment into 'viable' Small Business Innovation by way of very low interest business loans - Cannot get a bank loan because of no security or trading figures - Not viable for Venture Capital. (Too much greed wanted here for Unicorns) - Do not know private investors, cannot get to known investors (some too greedy and take advantage) - Bureaucratic rubbish (as stated) 2- Capital investment into Start-up SMB's by way of direct grants - Most are bootstrapped Sole Traders who do not have the money to match 1:1 3-Too much passed around from one Dept to another, to end up back at the start (The Govt’ merry-go-round) 4- Quick decision times on responses back However, in Australia we have become very confused about the meaning of the word innovation. A persistent misconception in innovation discourse equates innovation exclusively with technological advancement. There are many other types of innovation other than driven by R”
Ian - QLD, Australia
“Small businesses need to be supported by allowing them to grow. Taxes imposed on them are stifling growth. So many small businesses have folded under the weight of these taxes. Politicians seem to think that owning your own business malkes you somehow rich and therefore able to afford to pay taxes. Owners work very hard; long hours, no hiolidays ,making sure that their customers are looked after and often dipping into their own savings to sustain the business. Without them, the country's economy would be in poor shape with the government having to pay more in welfare payments or take over which would amount to communism. We all know from history, how inefficient and unproductive that has been. ”
Anonymous - SA, Australia
“Being a tax paying small business owner, we have been paying the right BAS taxes of gst 10% which is a significant hit for us, and ww have no choice but to ask for payment instalment plan. We have to pay a superannuation of 11.5% soon to be 12% which is very painful on our finances, let alone paying super upfront in 2026….wages and rental is going up and we need the government to think seriously about us small business owners who are also providing jobs for our young people and contributing to the economy. We need urgent access to government aid.”
Anonymous - NSW, Australia
“Payroll tax still applies to General Practices and starts 1/7/2025 unless the business is restructured.... at great up-front and ongoing business costs and future inconvenience ”
Anonymous - VIC, Australia
“I firmly believe the Australian small business sector is being wiped away. Sadly, this view is based on daily lived experience working with many small businesses nationwide in all industries. I have been eagerly awaiting one of the political parties to step up and support the small businesses; however, the complete opposite is happening. From over-complicated and unnecessary compliance requirements for data entry and bookkeeping businesses to shocking Fair Work changes (being applied retrospectively in many cases) and the terrible changes to laws for international students are now leaving in droves yet are prepared to fill the fill the cleaning, factory and farming jobs that Aussies won't do, that are shutting the better compliant small businesses down. Seriously, every day my phone rings with some disheartened small business owner struggling to navigate and operate the tsunami of laws that have happened every few months for the past few years (eg new non-compete is yet another example!!!) and the threat of their hard working, tax paying and intelligent staff being taken away. The cost of living, housing and childcare cannot be resolved under the current policies and laws, nor will they be addressed under the proposed policies of either major party. Wake up, Australia, the economy is imploding - and yet we keep looking outward to blame others!!!!!!!!!”
Anonymous - WA, Australia
“Small businesses employ millions of Australians. A huge contribution of giving people work. The sad fact is 29,000 business have gone under since Labor have been in. A lot of people losing there jobs because of the costs to small business. https://www.liberal.org.au/.../labor-heads-to-election...”
John - VIC, Australia
“Small business is not the backbone of Australia under Labour, they want BIG government and small business closed - check the reset plan it's Albozos sheet music.”
Tony - NSW, Australia
“Did you know 29,000 businesses CLOSED doors under Labor? God knows how many jobs have gone! Negotiate your wages / pay and leave if you aren’t appreciated or valued. It’s an employee market atm !”
Anonymous - QLD, Australia
“A few suggestions for small business under $10m. Federal Government - Relief for Small Business impacted by Cyclone Alfred - this would cost the Government no up-front funding if they would give an exemption from GST for six months to help with the Small businesses financial recovery, they could also look at cancelling existing payment plans up to a value of $100,000, this way the businesses will survive and the Government will eventually be accumulating GST from them, if the businesses go out of business they will be making Nil. State Government - abolish Payroll Tax for business under $10m - apparently there is only 6% of businesses this will apply to, it would help these small businesses greatly, they have rescinded payroll tax for Drs, so other smaller industries should be included as well, especially Grouping ABN's. Red Tape, this is different for many businesses, when you talk to the Government about Red Tape they ask which ones are you referring to, however different businesses have different problems, Centrelink - Family payments for staff, Workers Compensation - timeframes - Superannuation - this takes a huge amount of time to collage, If the superannuation is going to weekly payments the workload and expense is going to be impossible for small business to absorb - and adds many more hours into the office to collect data for the Government, these departments tend to want things within 2 days and harrass with phone calls, emails etc, they have no comprehension of the workload for a small business and don't take into account the already huge workload. GST should be taken off at the terminal point, banks have been taking fees out of payments for years, why isn't the Government doing this, the Government will then get their GST up front and small business doesn't have all the paperwork involved. Our personal experiences since Covid 19 - we have increasing wages -increasing 6 monthly, increasing energy costs, increasing super, increasing rent, increasing cost of goods, we have a lower end clientele that are looking for discounts and deals all the time, we cannot in this cost of living crisis increase our costs to cover these increases daily. Small Business is being pushed to the brink with cost of living and now the on top of that we have a Cyclone disaster and have had no income for 5 days and we feel the Government has neglected the private sector for too long. No private sector, there is no money to run the Government of the Day and for them to have a budget. Somewhere along the line they need to help small business in the private sector a lot more than just saying we are the backbone of the country. The mental pressure everyday is extreme, the workload increases daily, no wages for ourselves can be paid, we are working 60 hours a week for nothing - just getting into more tax debt. We have had no turnover and closed for 5 days, however still have to pay wages, annual leave etc requested because the staff had those days off. We have been in business for more than 30 years and feel the impost now with Payroll Tax, Super, GST, Wages, Energy etc are the worst trading conditions ever and we don't want to be in business anymore. There will be another 100 staff out of work because we are at the end of our teether - many more small businesses feel the same way - the Government needs to look at Small Business conditions seriously. Due to the $1000 relief grant from the Government for the workers just announced for Cyclone Alfred, our staff don't want to come to work now the Cyclone has passed, they want to go out and spend their $1000 - this Grant was great for the right people however some of our staff only missed a day or two of work and we feel it should have been more means tested. As a small business owner we have yet to hear if we get anything from the Government to help survive this next catastrophe, the loss of stock, loss of turnover with no power and not being able to trade, damage to the premises etc etc. is all on our shoulders! We need immediate help for Small Businesses impacted by Cyclone Alfred and in the Zone.”
Glen - QLD, Australia
“Smaller businesses are hugely important in any community yet Australian communities and especially our public servants and politicians just don’t seem to care. The current fair work definition of small business is ridiculously tiny, set so low at less than 15 employees by simple headcount, in an era of unprecedented flexible work! 15 staff and the hapless business owner is on the hook for high-risk legislation such as union-led unfair dismissal, and redundancy costs for all staff if the business unexpectedly busts eg if the principal gets sick. Yhis is on top of our world leading employee add ons such as super and long service costs. Even school aged children can find it very hard to get their first after-school job with the increased government over reach. Insurance costs can be through the roof to help cover the costs of ploying even a very modest staff. The hours and hours of admin work expected by the government as ‘just a cost of business’ is enough to drive even the sturdiest amongst us to tears, and the ATO has proven time and again to interpret legislation in ways that are actively detrimental to their small business payers. In out twenty years of round-the-clock work, the ATO has gained far, far more income from out business than we have been able to retain for ourselves. Yet the Australian public mentality is scathing in terms of tax contributions from small business. Tax contributions have nearly broken us many times as our smaller business struggles through recessions or other challenges. Now Labor has signed off on Unions walking into all Australian businesses to gamify family livelihoods. The Australian environment is extremely unforgiving towards smaller and more local businesses. Psychologically we as a smaller business family have been nearly broken many times. Bankruptcy is as close as my husband’s injury or heart attack. To simply stay afloat requires much, much more than a 38 hour week and much of the pressure it must be said comes from the government. Australian governments don’t seem to want Australian small and medium businesses and the culture and community they bring. Australia seems to like big business mall stores and minimum wage go-nowhere jobs. Please, can we turn this attitude and hostile environment around. We want a brighter future and opportunities for the hard-working, the brave and the innovative to not only struggle from quarter to quarter or year to year, but to actually be rewarded, at least with a fair per-hour recompense. Vitality in a community and an economy needs smaller businesses. Let’s stop killing them. ”
Lisa - WA, Australia
“Yes and they employ millions of Australians. A huge contribution of giving people work. The sad fact it 29,000 business have gone under since Labor have been in. A lot of people losing there jobs because of the costs to small business. https://www.liberal.org.au/.../labor-heads-to-election...”
John - NSW, Australia
“How many has Labor wiped out? Almost 30,000 so far?”
Walter - QLD, Australia
“Small businesses are essential but unfortunately the Labor government is destroying them. Keep fighting”
Annette - NSW, Australia
“Don't let the big end of town off the hook.”
Peter - NSW, Australia
“Small business the countries largest employer”
Raymond - WA, Australia
“Covid killed my small business in 2019...never to return.”
Wil - QLD, Australia
“Labor has destroyed small businesses. Red tape, green tape, more and more compliance costs etc.”
Helen - VIC, Australia
“What is a Holiday ? Who runs my business when I'm un well or a familiy member dies ? No one $8000 PA rates ”
Tony - ACT, Australia